Max, thanks for your post. Very interesting.
BTW, Max, I have been a "conspiracy theorist" for YEARS

.
That is, I have conspired, or "breathed together", with others, to help make the world a better place for all of us.
May I include you in this project?
As a result of this, I have come to the hope that, eventually, all of us will catch on to the fact that, properly understood, money should be nothing more than a tally--an accounting system.
IMHO, interest, without any risk on the part of the lended, on money is, simply, theft. However, dividend on money--loaning money at risk--is. IMO, democratic capitalism at its democratic best.
What your post tells me is this:
It is possible for any group of human beings (that is, a family, a tribe, a community--near or far) who are willing enough to be smart enough to get together and to trust one another--and willing to challenge those not worthy of our trust--to create a CCC (a complementary and community currency) capable of keeping of track of what the community should be willing to do for one another, anyway even without money.
BTW 1, today, I turned 77--that is, I was born Jan.14, 1930. Guess what? Old age may not make one more knowledgeable and wise, but, if one is willing to learn, it sure helps to live longer and be wiser.

Thanks, again!
BTW 2, I am sure you have figured out, by now, how the BrainMeta community CAN create it own FIAT currency, right?.